Commercial Insurance

At Legacy Insurance Advisors, we specialize in crafting personalized Business Owner's Policies (B.O.P.) tailored to your unique operational needs. We're dedicated to supporting all your business requirements.


General Liability

Covers claims of bodily injury, property damage, and personal injury that can occur during business operations.

Commercial Property

Protects your business property, including buildings and equipment, against risks like fire, theft, vandalism, and natural disasters.

Workers' Compensation

Provides benefits to employees who suffer work-related injuries or illnesses, covering medical expenses and lost wages.

Commercial Automobile

Covers vehicles used for business purposes, including liability for bodily injury and property damage caused by business vehicles.

Commercial Liability Umbrella

Provides an extra layer of protection for your business by extending the limits of your existing liability policies, such as general liability, commercial auto, and workers' compensation.

Professional Liability 

Also known as errors and omissions insurance, it protects businesses against claims of negligence, malpractice, or misrepresentation.

Business Interruption 

Provides coverage for lost income and operating expenses if your business is temporarily unable to operate due to a covered event, such as a fire or natural disaster.

Cyber Liability

 Covers losses related to data breaches, cyberattacks, and other digital threats.

Directors and Officers

Protects the personal assets of corporate directors and officers, and their spouses, in the event they are personally sued by employees, vendors, competitors, investors, customers, or other parties, for actual or alleged wrongful acts in managing a company.

Product Liability 

Protects businesses that manufacture, distribute, or sell products from claims of injury or damage caused by those products.

Inland Marine

Covers property such as tools, equipment, building materials, and high-value items that are transported over land or temporarily stored at job sites or warehouses.

Commercial Flood

Provides essential coverage for Business owners to protect against damages caused by flooding. Ensure peace of mind and protect your property against the financial impact of flooding with comprehensive flood insurance.

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